Choose the Massachusetts coverage that fits your situation

The Massachusetts Health Connector is the state's Marketplace for people who need individual or family coverage. It can also determine whether an applicant qualifies for ConnectorCare or MassHealth. Employer coverage and Medicare use different enrollment systems.

1Health Connector plansShop for individual or family coverage and apply for current financial help.2MassHealthCheck Massachusetts Medicaid and CHIP coverage for people who meet current program rules.3Employer coverageUse your employer's enrollment process, then compare plan networks and referral rules.4Medicare and SHINEUse Medicare resources and Massachusetts SHINE counseling instead of replacing Medicare through the Health Connector.

Where ConnectorCare fits

ConnectorCare is not a second Marketplace. It is a Health Connector program that can lower premiums and out-of-pocket costs for people who meet the current rules. Those rules and benefit amounts can change from one coverage year to the next, so use the current application instead of last year's income chart.

MassHealth is separate from a Connector plan

MassHealth is Massachusetts Medicaid and CHIP coverage. The application may route household members to different programs, which means one person can qualify for MassHealth while another receives a Health Connector plan.

Before you enroll

  • Confirm that your doctors and prescriptions are covered.
  • Compare the full yearly cost as well as the monthly premium.
  • Check whether the plan meets Massachusetts minimum creditable coverage rules.
  • Read every eligibility notice because state and federal rules are changing for some residents.