Health Insurance in Washington | Online Health Insurance

Washington Health Insurance Guide

Washington residents use Washington Healthplanfinder, not HealthCare.gov, for individual Marketplace plans. Apple Health, Cascade Care, Classic Medicaid, and Medicare have distinct roles.

Marketplace Type	State Marketplace (Washington Healthplanfinder)
Medicaid Expanded	Yes
Department of Insurance	Washington State Office of the Insurance Commissioner
Open Enrollment	Washington's annual open enrollment generally runs November 1 through January 15. Confirm current dates through Washington Healthplanfinder.

Marketplace Type

State Marketplace (Washington Healthplanfinder)

Medicaid Expanded

Yes

Department of Insurance

Washington State Office of the Insurance Commissioner

Open Enrollment

Washington's annual open enrollment generally runs November 1 through January 15. Confirm current dates through Washington Healthplanfinder.

Washington residents do not enroll through HealthCare.gov

Washington runs its own Marketplace, Washington Healthplanfinder. Use it for individual and family plans, federal tax credits, Cascade Care Savings, and most Apple Health applications.

1Individual or family plansCompare Marketplace plans and current savings through Washington Healthplanfinder.2Washington Apple HealthCheck free or low-cost Medicaid coverage and the correct application for your household.3Classic MedicaidStart with Washington Connection when age, blindness, disability, or long-term care changes the application.4MedicareUse Medicare guidance when age or disability makes Medicare the primary program.

Where Cascade Care fits

Cascade Care plans are standardized Marketplace plans available only through Washington Healthplanfinder. Some cover more services before the deductible, and some applicants may qualify for Cascade Care Savings. They are private health plans, not Apple Health and not Medicare.

Apple Health uses more than one application

Children, pregnant people, parents, and most adults younger than 65 who are not on Medicare generally start with Washington Healthplanfinder. People applying because of age, blindness, disability, long-term care, or certain Medicare-related needs may need Washington Connection instead.

Before you choose a Washington plan

Confirm the correct application for every household member.
Compare provider networks across the part of Washington where you receive care.
Check whether a Cascade Care plan lowers the services you pay for before the deductible.
Use current account notices because federal and state eligibility rules are changing.

Online Health Insurance provides general educational information and is not a substitute for professional insurance, financial, legal, or medical advice. Availability, pricing, eligibility, and benefits vary by location and provider. We do not sell insurance and are not a licensed insurance agency.

Washington Health Insurance FAQ

What is Washington's health insurance marketplace called?

Washington Healthplanfinder, the state's own Marketplace. Washington residents do not use HealthCare.gov to enroll in the state's individual Marketplace plans.

What are Cascade Care plans?

Cascade Care plans are standardized private health plans available only through Washington Healthplanfinder. Some applicants may also qualify for Cascade Care Savings.

Is Apple Health the same as Cascade Care?

No. Apple Health is Washington Medicaid. Cascade Care plans are private Marketplace plans with state-set standards.

Where do Washington residents apply for Apple Health?

Most children, pregnant people, parents, and adults younger than 65 who are not on Medicare use Washington Healthplanfinder. Age, disability, blindness, or long-term care may require Washington Connection instead.